Hey there! Figuring out the mortgage business can be a bit confusing, right? I recently went through the same thing and finding a good mortgage broker made all the difference. They can help assess your financial situation, get the best rates, and ultimately save you some serious cash. My friend hooked me up with a great one that they had worked with before, and they were amazing to work with. They made the entire application process super smooth and stress-free. I can't tell you how much help they were. Just so you know, the broker they recommended was a Mortgage Broker in Rochdale. Maybe you could try checking them out? Best of luck with your house hunt!